About Us

Absolute Conclusions was born from the passion to helping people achieve their vision.

Free from the restrictions of “captive advisor” relationships.

Free to recommend and provide the best products available to help you meet the needs of your family and/or your business, and create the legacy you deserve.

Planning now for the future you envision, and adjusting along the way to stay on track or adapt to changes.

You see, most financial planning and business planning is limited by the products available to the firm – both on the insurance and investment side. Even most “independent” advisors have a limited portfolio of solutions to the problems you may have now, or need to protect against in the future. Frankly, I found this frustrating.

If there is a better solution for my client’s need, I want to provide it. If there is a lower cost product, I want to offer it. The way I see it, that is the value of an advisor – delivering the best solutions available. It is not about a commission or a fee, it is about the relationship. The more I align my interests with yours, the more work we will do together, and the more you will refer your colleagues, family, and friends.

That is what Absolute Conclusions is all about. Making your vision real. Building the foundation to turn your intentions into your legacy – for you and your loved ones. Of course, to do so requires knowledge and understanding. Part of this comes from the experience of working with clients like you. The rest comes from relentless personal study, certifications, and licenses (yes, I really do enjoy this stuff, and being the best is a passion). Here are some of my credentials:

CFP® – Certified Financial Planner™ – The CFP designation is awarded to those who successfully complete the Certified Financial Planner Board of Standards, Inc.’s initial and ongoing certification requirements. CFP professionals take extensive exams in the areas of financial planning, taxes, insurance, estate planning and retirement.
ChFC® – Chartered Financial Consultant – Considered the Highest Standard of Knowledge and Trust in Financial Planning.
AEP® – Accredited Estate Planner – Assist in avoiding unnecessary estate taxes, and plan for your family’s future.
Series 65 – The Uniform Investment Advisor Law Exam
Series 63 – The Uniform Securities Agent State Law Exam
Series 7 – General Securities Representative
Life / Property & Casualty / Health Insurance Licenses
MBA – Masters of Business Administration, Centenary College
BA – Bachelor’s degree, Montclair State University

Professional Associations include:
– Mercer County NJ Estate Planning Council
– Society of Financial Services Professionals
– Woodbridge NJ Chamber of Commerce – Board Member
– Millstone Township NJ Board of Education – Member
– BNI – Past Chapter President

You can be certain that we will provide the same care and attention to planning for the needs of you and your family, that I do for my own family (my lovely wife Mirian, and our children Alanna and David).

I look forward to working with you to make your long term goals a reality.